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Smokers term life insurance rates are significantly higher due to the associated health risks

How to get a better health classification if you're applying for life insurance now If you're applying for life insurance now, there isn't a lot you can do to to change your current classification, since the underwriters are looking at your health over the last several years

Recognize these thoughts for what they are and have a plan for getting past them

A study done by the committee of Human Resources at the University of California, San Francisco studied 10 men, ages 24 to 61, that had or have a smoking addiction for a total of 5 days at their study center

Stay physically active and manage your weight